Southern Tier Mortgage Co. is a mortgage broker licensed to conduct business in New York. We provide loan opportunities for purchasing or refinancing a home.
Southern Tier Mortgage Co. does not lend money directly to clients. Our Team searches our network of third-party lenders to ensure each client gets the best deal possible. We match each client's needs to current lender's programs and rates to provide the best interest rate and loan program available.
Our process begins with your mortgage application. Credit, employment, and assets are reviewed to give you a pre-approval. Once your offer is under contract and accepted, the loan process can begin. Initial documents are submitted to the lender. When commitment from the lender is received, title, appraisal, and other conditions the lender may have, are ordered and then submitted for final approval