About Us

Our Company

Southern Tier Mortgage Co. is a mortgage broker licensed to conduct business in New York. We provide loan opportunities for purchasing or refinancing a home.

Southern Tier Mortgage Co. does not lend money directly to clients. Our Team searches our network of third-party lenders to ensure each client gets the best deal possible. We match each client's needs to current lender's programs and rates to provide the best interest rate and loan program available.

Our process begins with your mortgage application. Credit, employment, and assets are reviewed to give you a pre-approval. Once your offer is under contract and accepted, the loan process can begin. Initial documents are submitted to the lender. When commitment from the lender is received, title, appraisal, and other conditions the lender may have, are ordered and then submitted for final approval

Our Team

Roy Cordero

Roy Cordero

Vice President

Roy has been in the mortgage and consumer finance industry since 2001. He is a graduate of SUNY Cobleskill with a degree in business. He also attended SUNY Binghamton School of Management.

He loves the one on one interaction with clients and making their dreams of home or business ownership come to fruition. Please don’t hesitate to contact Roy with all your financing needs.

Lindsay Stewart

Lindsay Stewart

Underwriting Manager

Lindsay is a graduate from Broome Community College. She has worked in management and customer service since 2003. Her multi-tasking and organizational skills allow her to get your application processed and submitted in a quick and smooth fashion. In addition to helping close loans she also maintains our audit files and ensures necessary files are maintained according to government regulation.

Megan

Megan

Mortgage Processor

Megan has been in the Real Estate business since 2015. She has joined our mortgage team and has greatly enhanced the loan process and communication between borrowers, agents, and attorneys. Megan's comprehension of the business and her proficiency in obtaining required documents will make your home-buying experience effortless.